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If you have a question about financing or leasing your next MINI, the team are here to help. Answers to three common questions are listed below. If you want to talk to us about something else, get in touch, we will be happy to help.

Finance/Leasing FAQs

MINI Financial Services offers three different finance products to help you get behind the wheel of a MINI:


Hire Purchase

Contract Hire

Personal Contract Hire


Selecting the right arrangement for you depends on your personal circumstances. Use our tool to help you decide which one is right for you.

You can browse our current offers here

Yes you can buy an Approved used MINI on MINI Finance. There are two finance options: MINI Select (PCP) or Hire Purchase. Both options have fixed monthly payments and can be tailored to your personal circumstances.

Lots of factors can affect your credit rating so any applications for personal finance will appear on your credit history and applying for car finance is no different.


Each time you make an application, the lender will perform a credit check to assess your suitability for finance. Credit checks can have an impact on your credit rating but this will depend on your personal circumstances. 


If you’re a cash buyer this won't affect your credit rating at all.

Finance form Book an appointment
Speak to someone 01702 414901